Working Capital Eligibility Calculator
Estimate indicative bank finance for working capital using the turnover method.
Working capital
Working Capital Return Calculator
Estimate what extra working capital could add to profit each year, after the cost of funds. Calculated on your device — never submitted.
How this is calculated
Turns per year = 365 ÷ cash cycle days. Extra sales = extra capital × turns. Extra gross profit = extra sales × gross margin %. Cost of funds = extra capital × cost of funds %. Net gain = extra gross profit − cost of funds. Assumes the extra sales are available at the same margin and the capital is used all year.
Indicative planning estimate. This is not a lending offer or eligibility decision. Final assessment, definitions, margins, pricing and charges are lender-specific.
Your estimate
Net gain per year
₹8,41,667
₹8.42 L
- Extra sales per year
- ₹1,01,38,889
- Extra gross profit
- ₹12,16,667
- Cost of funds per year
- ₹3,75,000
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Calculated on your device. Your figures aren't sent unless you choose to share them.
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