Loan EMI Calculator
Calculate your monthly instalment, total interest and total repayment for a loan.
Borrowing & repayment
Loan Prepayment Calculator
See how much interest a part-prepayment or full foreclosure saves, after prepayment charges. Calculated on your device — never submitted.
How this is calculated
Your EMI stays the same and the tenure shortens. Interest saved = interest left on the current schedule − interest on the reduced balance, repaid month by month at the same EMI. Charges = prepaid amount × prepayment charge %. Net saving = interest saved − charges. Taxes on charges excluded.
Indicative planning estimate. This is not a lending offer or eligibility decision. Final assessment, definitions, margins, pricing and charges are lender-specific.
Your estimate
Net saving
₹19,34,793
₹19.35 L
- Interest saved
- ₹19,44,793
- Prepayment charges
- ₹10,000
- New tenure
- 186 months (54 fewer)
Discuss this requirementor call +91 90909 93939
Calculated on your device. Your figures aren't sent unless you choose to share them.
Solutions this helps with
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Discuss these numbers with an advisor
Every business has different funding requirements.
Whether you need working capital, machinery finance, a secured loan, unsecured business finance, invoice funding, supply-chain finance, inventory finance or trade finance, Loan2Business can help you explore suitable options based on your profile.
Transparent by design
- Fees, where applicable, are disclosed in writing before you proceed.
- We never guarantee approval—final credit decisions and terms remain with the respective lender.
- We never ask for OTPs, passwords or unauthorised payments.
Offices in Mumbai & Pune · Supporting businesses across India
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