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Loan Offer Comparison Calculator

Compare two loan offers on total cost — interest plus processing fee — not just the interest rate. Calculated on your device — never submitted.

₹25 L

How this is calculated

For each offer: total cost = (EMI × tenure − loan amount) + loan amount × processing fee %. EMI uses the standard reducing-balance formula. The cheaper offer is the one with the lower total cost. GST on fees and other charges excluded.

Indicative planning estimate. This is not a lending offer or eligibility decision. Final assessment, definitions, margins, pricing and charges are lender-specific.

Your estimate

You save with the cheaper offer

₹16,053

Offer A total cost
₹5,01,788
Offer B total cost
₹5,17,841
Cheaper offer
Offer A
Discuss this requirementor call +91 90909 93939

Calculated on your device. Your figures aren't sent unless you choose to share them.

Solutions this helps with

  • Loan EMI Calculator

    Calculate your monthly instalment, total interest and total repayment for a loan.

  • DSCR Calculator

    Check how comfortably your annual cash flow covers loan repayments and interest.

Loan Offer Comparison Calculator

Discuss these numbers with an advisor

Every business has different funding requirements.

Whether you need working capital, machinery finance, a secured loan, unsecured business finance, invoice funding, supply-chain finance, inventory finance or trade finance, Loan2Business can help you explore suitable options based on your profile.

Transparent by design

  • Fees, where applicable, are disclosed in writing before you proceed.
  • We never guarantee approval—final credit decisions and terms remain with the respective lender.
  • We never ask for OTPs, passwords or unauthorised payments.

Offices in Mumbai & Pune · Supporting businesses across India

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₹50 L

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