Introduction
This Privacy Policy describes how Loan2Business, a brand/platform operated by MindVision Creation OPC Private Limited (“Company”, “We”, “Us”, or “Our”), collects, stores, processes, uses, shares, transfers, and protects information obtained from users (“User”, “You”, or “Your”) through our website, mobile application, digital platforms, communication channels, and associated services (“Platform”).
By accessing, browsing, registering, submitting information, or using our Platform, You expressly consent to this Privacy Policy and agree to the collection and use of information in accordance with this Policy.
If You do not agree with this Privacy Policy, You must discontinue use of the Platform immediately.
About Loan2Business
Loan2Business is a financial advisory and intermediary platform connecting customers with third-party financial institutions including banks, NBFCs, fintech companies, investors, insurers, and financial service providers.
The Company:
- Is NOT a bank
- Is NOT an NBFC
- Does NOT directly lend money
- Does NOT guarantee approvals
- Does NOT act as a guarantor
- Does NOT undertake underwriting decisions.
The Platform merely facilitates connections and processing support between Users and third-party service providers.
Information We Collect
We may collect, process, store, and transfer the following categories of information:
A. Personal Information
- Full name
- Mobile number
- Email address
- Residential/business address
- Date of birth
- PAN card details
- Aadhaar details (where legally permitted)
- GST details
- CIN/business registration details
- KYC documents
- Identification proofs
- Signature and photographs
B. Financial & Business Information
- Bank statements
- Income details
- Financial statements
- GST returns
- ITR filings
- Credit history
- Loan requirements
- Business turnover
- Existing liabilities
- Asset details
C. Technical & Device Information
- IP address
- Device information
- Browser type
- Operating system
- Login information
- Geolocation data
- Cookies and usage analytics
- Mobile application permissions
D. Communication Data
- Emails
- WhatsApp messages
- Calls
- SMS records
- Customer support conversations
Purpose of Collection
Your information may be used for:
- Processing loan/service applications
- Connecting You with lenders and partners
- Verification and KYC purposes
- Fraud prevention and risk management
- Improving Platform functionality
- Customer support and communication
- Marketing, promotional, and business analytics
- Compliance with legal and regulatory obligations
- Internal record management
- Cybersecurity and audit requirements.
The Company reserves the right to process data for legitimate business purposes permitted under applicable law.
Customer Consent
By using the Platform, You expressly authorize and consent to:
- Collection and processing of Your information
- Sharing information with lenders, NBFCs, banks, service providers, consultants, credit bureaus, analytics providers, legal advisors, and affiliates
- Communication through calls, emails, SMS, WhatsApp, notifications, and digital channels
- Obtaining credit reports and verification records where legally permissible
- Storage and processing of information on cloud servers and third-party systems.
Your consent shall remain valid until withdrawn in writing, subject to applicable legal and operational requirements.
Third-Party Disclaimer
The Platform may contain links, integrations, advertisements, or redirects to third-party websites and services.
The Company:
- Does not control such third-party platforms
- Does not guarantee their security or practices
- Is not responsible for their privacy policies, actions, or conduct.
Any dealings between the User and third-party entities are solely between those parties.
The Company shall not be liable for:
- Third-party data misuse
- Fraud
- Unauthorized disclosures
- Financial losses
- Regulatory issues
- Service deficiencies.
Users are advised to independently review third-party policies before engaging with them.
Data Storage & Retention
Your information may be stored:
- On servers located in India or other jurisdictions permitted under law
- On cloud infrastructure
- With authorized technology partners and service providers.
We may retain information:
- For operational purposes
- To comply with regulatory obligations
- For audit and legal defense purposes
- For fraud prevention and cybersecurity investigations
- As required under contractual obligations.
The Company reserves the right to retain, archive, anonymize, delete, or destroy data at its sole discretion subject to applicable laws.
The Company shall not be liable for deletion, loss, corruption, or unavailability of data.
Data Security
The Company adopts commercially reasonable technical, organizational, and security measures to protect information.
However, the User acknowledges that:
- No electronic system is fully secure
- Internet transmission carries inherent risks
- Cyber-attacks, hacking, malware, unauthorized access, and data breaches may occur.
Accordingly, the Company does not guarantee absolute security.
The Company, its directors, employees, consultants, officers, affiliates, and representatives shall not be liable for:
- Cyber incidents
- Unauthorized access
- Data theft
- Technical failures
- Virus attacks
- System downtime
- Loss or corruption of information.
Users are responsible for safeguarding their own credentials and devices.
Marketing & Communication
The User expressly consents to receive:
- Promotional communication
- Service updates
- Loan/product offers
- Business notifications
- Marketing campaigns
through:
- Calls
- SMS
- Push notifications
- Digital platforms.
This consent shall apply even if the User is registered under DND/NCPR lists, to the extent permitted under applicable law.
Users may opt out of promotional communication by contacting the Company.
User Rights
Subject to applicable laws, Users may request:
- Access to personal information
- Correction of inaccurate data
- Withdrawal of consent
- Deletion requests where legally permissible.
However, the Company may refuse or delay such requests where:
- Retention is legally required
- Data is necessary for ongoing services
- Regulatory obligations apply
- Fraud or legal investigations are pending.
No Liability for User Information
The User represents and warrants that all information and documents submitted are:
- Genuine
- Accurate
- Lawfully obtained
- Authorized for sharing.
The Company shall not be liable for:
- False declarations
- Forged documents
- Misrepresentation
- Fraudulent applications
- Incorrect information submitted by Users, agents, connectors, or third parties.
Verification responsibility ultimately remains with the respective lender/service provider.
Business Transfers & Corporate Restructuring
In case of:
- Merger
- Acquisition
- Investment
- Corporate restructuring
- Insolvency
- Sale of business/assets
- Change in control,
the Company reserves the right to transfer or disclose information to:
- Acquiring entities
- Investors
- Legal advisors
- Auditors
- Regulatory authorities
- Successors or affiliates.
Users expressly consent to such transfer and disclosure.
Indemnity
The User agrees to indemnify, defend, and hold harmless the Company, its:
- Directors
- Proprietor
- Employees
- Officers
- Consultants
- Affiliates
- Representatives
- Shareholders
- Agents
from any claims, damages, losses, liabilities, police complaints, legal proceedings, penalties, regulatory actions, expenses, or reputational harm arising from:
- User misconduct
- Fraud
- Misrepresentation
- Data misuse
- Breach of this Policy
- Violation of law
- Third-party disputes.
Limitation of Liability
To the maximum extent permitted under law, the Company shall not be liable for:
- Financial losses
- Reputation damage
- Business interruption
- Loss of profits
- Data loss
- Cyber incidents
- Third-party actions
- Service delays
- Unauthorized access
- Regulatory consequences;
- Police or legal proceedings involving Users or lenders.
Under no circumstances shall any personal liability arise against the Company’s directors, founders, employees, officers, consultants, or representatives.
Children’s Privacy
The Platform is not intended for individuals below 18 years of age.
We do not knowingly collect data from minors.
Changes to This Privacy Policy
The Company reserves the right to modify, amend, or update this Privacy Policy at any time without prior notice.
Updated versions shall become effective immediately upon publication on the Platform.
Continued use of the Platform shall constitute acceptance of revised terms.
Governing Law & Jurisdiction
This Privacy Policy shall be governed by the laws of India.
All disputes shall be subject exclusively to the jurisdiction of competent courts located in Mumbai, Maharashtra.
Contact Details
Loan2Business
A Brand Operated by MindVision Creation OPC Private Limited
- Website: www.loan2business.com
- Email: info@loan2business.com
- Phone: +91 90909 93939
Registered Office:
Office No. S-202, Floor No. 2, Spot 18 Mall, Wakad-Bhosari BRTS Road, Rahatani, Pune – 411017, Maharashtra, India.